Financial Planning with Netwealth
Our expert team and powerful online service provide everything you need to create a comprehensive financial plan
Financial advice
Netwealth has a team of qualified financial advisers to provide you with advice and build your unique financial plan. Your adviser will work with you to review your current arrangements and recommend how best to invest for the future.
We understand that the timing of, amount and nature of advice you need will vary depending on your unique circumstances and so we offer a flexible approach that means you only pay for the advice you want and need.
Our approach to financial advice
Netwealth’s investment advice service allows you to receive advice either on a one-off or on an ongoing basis. With one-off advice, our advisers discuss your requirements and provide a recommendation. This might include, for example, a full review of your financial needs and circumstances, a pre-transfer review of your existing investments or guidance on tax efficient allocation of your assets.
Our advisers take the time to understand your circumstances and objectives before undertaking any work. We then perform an analysis and make recommendations that are delivered to you within a personal advice report. This is reviewed and discussed before working with you to implement the plan.
Should you opt for ongoing advice, we regularly review your circumstances and requirements to update your financial plan accordingly.
Restrictions to our Advice
Our advisers offer restricted advice that relates to Netwealth’s products and services and do not consider the whole market. You can read more about it here.
Netwealth does not provide tax or legal advice and does not advise on transfers of pensions with safeguarded benefits.
What our advice covers
We carry out advice work for clients with varying requirements and are able to provide advice to cover a wide range of areas including:
Plan for the future with our online service
Our online wealth service is designed to help you build and implement your own financial plan.
- Visualise your current wealth and apply it to your future needs
- Model how your current investments and planned contributions could help you achieve your goals
- Analyse the impact of taxes on your investments and future wealth
- Change the variables such as risk level, retirement age, contributions and withdrawals, and tax wrappers
- Factor in defined benefit pensions and the state pension
- Engage with advisers at any time
- Access is free and takes two minutes to sign up
When investing your capital is at risk.
Financial guidance and online resources
Access our financial planning 'MOT' service
Many of our clients do not require formal financial advice but could benefit from a 'Financial MOT'.
This guidance service will provide you with a Wealth Planning Report that summarises your financial goals, which includes an overview of your current wealth and investments and guidance on how likely you are to achieve those financial goals.
Find out moreFinancial planning resources
Financial markets and planning can seem daunting and the industry is filled with jargon. Our resources and technology are designed to help you understand the options available so that you can make informed decisions yourself.
Our guides, articles and webinars cover important topics such as retirement planning and the key principals of investing, as well as our latest views on economies and markets around the globe.
Access nowAdvice fees
The table below lays out the fees that are applicable if you elect to receive advice relating to your investments from a qualified Netwealth adviser. Fees quoted are already inclusive of any applicable VAT.
| Description | Fee |
| One-off Advice | £200 per hour |
| Ongoing Advice | 0.35% per annum on the value of your Account, subject to a minimum of £1,000 per annum |
| Financial Planning 'MOT' | Fixed fee of £400 or £600 for a joint plan |
Financial advice
One-off advice: Our qualified advisers review your circumstances with you, using our proprietary financial planning tools, discuss your requirements and provide a recommendation.
Ongoing advice: with ongoing advice, we regularly review your circumstances and requirements to update your financial plan accordingly.
Financial planning 'MOT' guidance
The cost of our Wealth Planning Report is a fixed fee of £400 or £600 for a joint plan inclusive of any applicable VAT. This includes a 30 minute call with one of our expert guidance advisers to discuss your plans and help prepare the report.
It is important to understand that our Financial Planning Guidance does not involve giving you financial advice, as we will not be recommending specific investments to you or advising you to take any particular course of action.
Our advisers offer advice restricted to our services and do not provide independent advice across the market. We do not offer advice in relation to tax compliance, personal recommendations with regards to insurance and protection, or advise upon the transfer of defined benefit pensions.
