Our investment approach is built on long-standing expertise and efficiency. We manage globally diversified portfolios and invest predominantly through passive funds and Exchange Traded Funds to help keep costs low. We have a strong investment performance track record, which you can access here.
Our experienced team monitors and adjusts our client portfolios to navigate market fluctuations and achieve the best possible outcomes. Whether you're aiming for growth or capital preservation, our portfolios span various asset classes and risk levels to ensure you achieve your financial goals.
Experienced investment team working within a long-term, strategic framework.
Your investment returns compound faster as we invest predominantely in passive instruments, such as ETFs which provide high levels of diversification and keep costs low.
Our portfolios have daily liquidity, but we are resistant to the idea of excessive trading which increases costs and undermines performance.
Netwealth offers seven portfolios in each of three home currencies: sterling, euro, and US dollar. Portfolios span a wide range of risk profiles to give all clients the best chance of meeting their investment goals.
We invest predominantly through passive funds and Exchange Traded Funds to ensure high levels of diversification and to help keep costs low.
Recommended minimum holding period: 1 month to 2 years
Long-term performance target: Cash-equivalent return
Typical allocation to:
| Cash & Money Markets | Bonds | Equities | Alternatives |
| 70% | 30% | 0% | 0% |
Recommended minimum holding period: At least 3 years
Long-term performance target: Matching inflation
Typical allocation to:
| Cash & Money Markets | Bonds | Equities | Alternatives |
| 22.6% | 52.3% | 19.3% | 5.8% |
Recommended minimum holding period: At least 3-5 years
Long-term performance target: Inflation + 1%pa
Typical allocation to:
| Cash & Money Markets | Bonds | Equities | Alternatives |
| 7.9% | 55.4% | 29.1% | 7.6% |
Recommended minimum holding period: At least 5 years
Long-term performance target: Inflation +2%pa
Typical allocation to:
| Cash & Money Markets | Bonds | Equities | Alternatives |
| 2.2% | 43.8% | 46.2% | 7.8% |
Recommended minimum holding period: At least 5-7 years
Long-term performance target: Inflation +2.5%pa
Typical allocation to:
| Cash & Money Markets | Bonds | Equities | Alternatives |
| 2.2% | 31.2% | 60.6% | 6.0% |
Recommended minimum holding period: At least 7-10 years
Long-term performance target: Inflation +3%pa
Typical allocation to:
| Cash & Money Markets | Bonds | Equities | Alternatives |
| 2.1% | 18.6% | 75.8% | 3.5% |
Recommended minimum holding period: At least 10 years
Long-term performance target: Inflation +3.5%pa
Typical allocation to:
| Cash & Money Markets | Bonds | Equities | Alternatives |
| 1.8% | 8.0% | 90.2% | 0% |
The most popular account for retirement savings, offering tax free growth and tax relief on eligible contributions. Our Personal Pension gives you full control over your retirement planning.
A tax-efficient way to invest up to £20,000 per tax year, with the flexibility of accessing your funds whenever you wish.
Our fully managed account, for clients that have exhausted tax efficient options, or if they choose to invest outside of a tax wrapper.
Money markets and ultra-short term bonds. A high yield, flexible solution for low risk and short-term funds.
Netwealth’s Charity, Trust, and Corporate Accounts provide expert investment management with tailored solutions for organisations. Available for Discretionary Trusts, Personal Injury Trusts, Partnerships, Corporates, Charities and more
A tax efficient option when saving for your children or grandchildren. Invest up to £9,000 annually in portfolios aligned with your risk preferences and values.
Our Socially Responsible Investing (SRI) portfolios align your investments with your values. We offer portfolios that focus on companies with strong environmental, social, and governance (ESG) standards while maintaining competitive returns. Enjoy the benefits of ethical investing without compromising on performance, and take advantage of tax-efficient strategies designed for sustainability
We enable you to invest in portfolios based in GBP, Euro, and USD, helping you benefit from global market opportunities while managing currency risk. These portfolios are diversified and built to manage both interest rates and market fluctuations, providing you with a strong foundation for long-term success.
Start planning and investing confidently with Netwealth. Whether you're looking for long-term wealth preservation, regular income or help to manage your pension drawdown, we have the expertise and track record. Our experienced team looks after your investments and has consistently outperformed the peer group.
Get started today and take control of your financial future.
Netwealth offers several account types, including Stocks & Shares ISAs, Junior ISAs, Personal Pensions, and General Investment Accounts. You can also set up Junior General Investment Accounts (Bare Trust) and company or trust accounts
Yes, the minimum investment to open a Netwealth account is £50,000. However, lower minimums are available through the Netwealth Network, where combined family contributions can reduce individual thresholds.
We charge an all-in annual fee based on the total portfolio value. The fee rates range from 0.70% for investments between £50,000–£249,999 to 0.40% for portfolios exceeding £1 million. Additional fees may apply if you choose financial advice or other specific services.
You can fund your account through bank transfers (Faster Payments, BACS, or CHAPS) or set up regular contributions via Direct Debit. All payment instructions can be found in your account's "Add/Withdrawal" section.
You can withdraw from your Netwealth ISA or General Investment Account anytime, though note that the Netwealth ISA is not flexible, meaning your withdrawn funds will still count against your annual allowance. Withdrawals generally take 5-6 business days to settle.
Netwealth offers financial advice for an additional fee. However, the advice is "restricted," meaning it is limited to Netwealth’s services and products.
You can create multiple portfolios across your accounts, with a minimum of £5,000 per portfolio. The only exception is for Junior ISAs, where the minimum is £1,000, and only one portfolio per child is allowed.
Our portfolios are predominantly invested in Exchange Traded Funds (ETFs), open-ended investment companies (OEICs), Unit Trusts, and direct holdings in Gilts (UK government bonds).
These investments are chosen to diversify your portfolio across asset classes and regions while maintaining cost-efficiency.
The Netwealth Network allows families and friends to pool resources while maintaining separate portfolios. This can reduce individual minimum investment requirements and allow everyone to benefit from lower fees and shared insights.
