The Netwealth Network— share the benefits with your family

Economies of scale for family and friends

Grow family wealth together

The Netwealth Network helps families to share the benefits of the Netwealth service more broadly.

As your Network grows, so do the benefits, since it is the aggregate assets in the Network which determines the fee for all members.

With over 75% of clients already using the Netwealth Network, it’s a proven way to help families build wealth across the generations.

Working with Netwealth

Benefit collectively

As your Network’s assets grow, everyone benefits from reduced fees, as well as reduced investment thresholds.

For example, once a Network’s combined contributions exceed £250,000, fees drop to from 0.75% to 0.60%. Additionally, Network members can join the service with as little as £5k rather than the usual minimum of £50k.

Expert, tax efficient management

Netwealth's experts combine their decades of investment knowledge to offer a range of portfolios that can meet your family's individual needs. We can also help you navigate the complexities of capital gains tax, income tax and inheritance tax to maximise overall portfolio efficiency.*

In addition, you will have access to our financial planning services and advanced online tools.

Generational wealth planning

What’s more important than ensuring your loved ones are financially secure for years to come? We provide generational wealth planning to help you know that your assets can be smoothly transferred to future generations.

Our service is designed to be intuitive for both experienced and first-time investors. Our broad range of account types, such as Junior ISAs and trusts, can help you to pass on wealth both securely and tax efficiently.

How does it work?

Setting up a family investment network with Netwealth is designed to be both straightforward and rewarding. As the lead investor, you can invite up to 9 additional family members or close friends to your network, with each person contributing at their own level. The key advantage lies in the fee structure: as the total investment across the network increases, everyone enjoys reduced fees. For example:

Investments between £50,000 and £249,999 are charged an annual fee of 0.75%.
As soon as the network’s collective assets exceed £250,000, the fee drops to 0.60%.
Once the network reaches £1 million, the fee decreases further to 0.45%.
Networks with assets over £5 million benefit from the lowest fee of just 0.35%.

Even members who contribute as little as £5,000 can join the network, provided the lead investor maintains a minimum investment of £50,000. This collaborative approach not only lowers fees but also makes family investment more accessible to everyone.

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Share access to our powerful service

Our online tools make it easy for all family members to invest their individual portfolios:

Portfolio tracking – Each member tracks and manages their personal investments while overall Network contributions drive collective fee reductions
Goal Setting and monitoring –Set personal financial goals and easily track their progress
Risk profiles – Each member can choose their own risk levels, allowing for personalised portfolios
Projections and insights – Real-time projections help Network members see how their investments are expected to grow, supporting informed decisions

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Start your family investment journey today

Ready to broaden your family’s investment activity and help loved ones to benefit from the Netwealth service? Start your Netwealth Network today. Open an account and plan for a more secure future for you and for others that you care about.

Netwealth offers advice restricted solely to our services. We do not consider the whole of the market, nor offer advice in relation to tax compliance, insurance products, or the transfer of defined benefit pensions.

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Have questions about the Netwealth Network?

What is a family investment network?

A family investment network allows multiple family members or close friends to pool their assets, helping them benefit from reduced fees.

Can individual family members choose their investment strategy?

Yes, each individual family member or friend can select an investment approach tailored to their risk tolerance and goals, ensuring they have full control over their personal investment strategy.

What is the minimum investment for family members?

While the lead investor must contribute £50,000, other family members or friends can join with as little as £5,000 and still enjoy the full benefits of the Netwealth Network.

Can we include future generations in the network?

Absolutely. The Netwealth platform is designed to support future generations, allowing you to pass on wealth efficiently and securely. By planning ahead and utilising features such as Junior ISAs and trust, you can ensure your family's financial legacy is preserved.

How does the Netwealth Network help reduce fees?

The more your collective investment grows, the lower the fees. Netwealth calculates fees based on the total net contributions of the network, ensuring everyone benefits from reduced rates.

How can I optimise for inheritance tax?

Our experienced financial planners can help you build a family financial plan to optimise for your goals and mitigate IHT.

Can I leave the Netwealth Network or join another network?

Yes, you can leave your current Netwealth Network and join or start a new one. However, it's important to note that you can only be part of one network at a time.

If you choose to leave, the fees you benefit from might change, as they are based on the collective assets within the network. Before switching, ensure that your new network offers the same or better fee advantages.

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