The Netwealth Network— share the benefits with your family

Economies of scale for family and friends

Grow family wealth together

The Netwealth Network empowers families to take control of their investments and grow wealth as a team. Unlike other family investment companies, our platform makes shared investing simple and accessible.

Whether you’re looking to reduce fees or efficiently manage taxes like income tax and capital gains tax, we provide the tools and transparency you need to optimise your investments. As your family investment network grows, so do the benefits—resulting in compounded savings and a stronger financial future for generations to come.

With over 70% of our clients already using the Netwealth Network, it’s a proven way for families to build wealth together, ensuring everyone can contribute and benefit.

Key benefits of joining the Network

Save more collectively

As the assets within the Network grow, everyone benefits from reduced fees. The more you and your family members invest together, the lower the overall cost.

For example, once your network’s combined investments exceed £250,000, fees drop to 0.60%. With larger assets, such as over £1 million, fees reduce even further to 0.45%.

Expert investment management

Netwealth's experts leverage decades of investment knowledge, to offer a range of portfolios that can meet your family's unique needs. They'll help you navigate the complexities of capital gains tax, income tax and inheritance tax for an efficient overall portfolio.*

You'll also get access to our financial planning services and advanced online tools, helping your family to manage their needs efficiently.

Generational wealth planning

What’s more important than ensuring your loved ones are financially secure for years to come? That's why we provide generational wealth planning to help you ensure your assets are smoothly transferred to future generations.

Our service is designed to be intuitive for both experienced and first-time investors and our broad range of account types, such as Junior ISAs and trusts, can help you to preserve wealth.

How does it work?

Setting up a family investment network with Netwealth is both straightforward and rewarding. As the lead investor, you can invite up to 9 additional family or friends to your network, with each Network member having their own private account.

The key advantage lies in the fee structure: as the total investment across the network increases, everyone enjoys reduced fees. For example:

Investments between £50,000 and £249,999 are charged an annual fee of 0.75%.
If two family members each invest £150,000 the network’s collective assets exceed £250,000 and the fee drops to 0.60% for everyone.
Once the network reaches £1 million, the fee decreases further to 0.45%.
Networks with assets over £5 million benefit from the lowest fee of just 0.35%

Even members who contribute as little as £5,000 can join the network, provided the lead investor maintains a minimum investment of £50,000. This collaborative approach not only lowers fees but also makes family investment more accessible to everyone.

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Share access of powerful planning tools

Our online platform makes it easy for your family to invest together while managing individual portfolios:

Collaborative tracking – Each member tracks and manages their personal investments while contributing to the overall family portfolio, benefiting from collective fee reductions.
Goal Setting and monitoring –Set personal financial goals and easily track progress, ensuring individual and family-wide objectives are aligned.
Risk profiles – Each family member can choose their own risk level, allowing for personalised portfolios while sharing the benefits of collective savings.
Projections and insights – Real-time projections help network members see how combined investments are expected to grow, supporting informed decisions.

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Start your family investment journey today

Ready to simplify family investment and grow wealth with your loved ones? Join The Netwealth Network today. Open an account, start your family investment journey, and plan for a secure future for you and future generations. Our platform ensures efficient investment strategy and inheritance tax planning so your wealth can thrive.

Netwealth offers advice restricted solely to our services. We do not consider the whole of the market, nor offer advice in relation to tax compliance, insurance products, or the transfer of defined benefit pensions.

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Have questions about the Netwealth Network?

What is a family investment network?

A family investment network allows multiple family members or close friends to pool their assets, helping them benefit from reduced fees.

Can individual family members choose their investment strategy?

Yes, each individual family member or friend can select an investment approach tailored to their risk tolerance and goals, ensuring they have full control over their personal investment strategy.

What is the minimum investment for family members?

While the lead investor must contribute £50,000, other family members or friends can join with as little as £5,000 and still enjoy the full benefits of the Netwealth Network.

Can we include future generations in the network?

Absolutely. The Netwealth platform is designed to support future generations, allowing you to pass on wealth efficiently and securely. By planning ahead and utilising features such as Junior ISAs and trust, you can ensure your family's financial legacy is preserved.

How does the Netwealth Network help reduce fees?

The more your collective investment grows, the lower the fees. Netwealth calculates fees based on the total net contributions of the network, ensuring everyone benefits from reduced rates.

How can I optimise for inheritance tax?

Our experienced financial planners can help you build a family financial plan to optimise for your goals and mitigate IHT.

Can I leave the Netwealth Network or join another network?

Yes, you can leave your current Netwealth Network and join or start a new one. However, it's important to note that you can only be part of one network at a time.

If you choose to leave, the fees you benefit from might change, as they are based on the collective assets within the network. Before switching, ensure that your new network offers the same or better fee advantages.

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